LRA Insurance & Financial Services, Inc

Learn More & Enroll

Dental + Vision

Anthem Blue Cross Individual Options

• Client purchasing a health plan plus dental and/or vision will be able to complete their enrollment online in one streamlined process HERE.
• Consumers purchasing only a dental plan (with or without vision) can view plan details, receive a quote for their selected plans and complete their enrollment online HERE

Dental Prime

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Dental Prime Plan Overview and Benefit Details (Off-exchange only)

• Three plan choices – plans A, B and C. Plan A offers affordable coverage focused only on diagnostic and preventive services. Plan B offers additional coverage for basic services. Plan C is more comprehensive including coverage for major services.


• Does not provide the required pediatric dental EHB coverage which is already included in all 2017 Anthem individual medical plans.


• No separate plans for children or adults. Everyone has the same coverage.


• No coordination of benefits.


• Cleanings, exams and x-rays are covered at 100% in all plans.


• An extra cleaning benefit is provided for members who are pregnant or living with diabetes


• A brush biopsy benefit is available in plans B and C

2017 PEDIATRIC ESSENTIAL HEALTH BENEFITS (EHBs) embedded in Anthem medical plans

• Included with all Anthem medical plans (On and Off-Exchange) with effective dates of January 1, 2017 or later.


• Provides coverage for children until the end of the month in which they turn 19. Coverage includes preventive care, fillings and other major services like medically necessary orthodontia.


• No coordination of benefits


• When Anthem Dental Pediatric EHB coverage is included in an Anthem medical plan, members cannot opt-out of the plan.

Dental Blue

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Dental Blue PPO (Basic & Enhanced) Plans Overview and Benefit Details

• The Anthem Dental Blue PPO (Basic and Enhanced) plans will continue to be available (Off-Exchange only).


• Does not provide the required pediatric dental EHB coverage which is already included in all 2017 Anthem individual medical plans.

Blue View Vision

With more than 33,000 eye doctors at over 26,000 locations, consumers are sure to find an eye care professional that’s close to home or work.


With Blue View Vision, members have access to one of the nation’s largest vision networks – call or click online at Glasses.com, ContactsDirect or 1-800 CONTACTS, visit a participating private practice eye doctor, or go in-store to LensCrafters®, Sears OpticalSM, Target Optical® and JCPenney® Optical.


• Blue View Vision can be purchased in combination with any off-exchange Anthem individual medical or individual dental plan – this includes grandfathered medical plans.


• Blue View Vision cannot be purchased on a stand-alone basis.

Dental Select HMO

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Dental Select HMO Plan Overview and Benefit Details

• The Anthem Dental Select HMO plan will continue to be available (Off-Exchange only).


• Does not provide the required pediatric dental EHB coverage which is already included in all 2017 Anthem individual medical plans.